selene finance grace period

Please consult with your bankruptcy attorney for advice. I want to join any class action suits concerning these companies. Im so sorry to hear your Mom is having problems with Selene Finance. Each time tI am told this I am transferred to a vooicemail that always has a different name on it. I came on to this website to see if Selene had treated other people unfairly. I told her by April I should be able to pay the rest of the amount that is due. Read about grace periods for credit cards and home mortgages. I did not say I could not make my payment, and I have never been late before or never had I not been able to pay. WebAccording to complaints, Selene Finance often claims that consumer's mortgage payments are never received or are received after their due date resulting in late charges. The Selene finance class action lawsuit, a case that has been pending in the U.S. courts for almost two years, is now before the U.S. Supreme Court. Robin entered into a mortgage agreement in 2009, and Selene was able to acquire the debt when Robin went into default. Ultimately attempting to destroy your credit so that you cannot go elswhere for another loan! Please contact us to discuss your financial hardship. The easiest way to determine if your loan is a federally backed loan is to call us at (877) 735-3637. take care and be ware. I feel very worried as they seem like they are still in the stone ages! We are here to help! Selene Finance - fraud / not helping but taking, Selene Finance - Loan was sold to selene finance and they do not acknowledge the escrow account. Hello distressed Selene Finance mortgage holders, This is a matter that concerns us all and together we can help each other in many ways. I received February's payment coupon, and noticed my payment is $101.50 more per month. 3501 Olympus Blvd Ste 500, Dallas, Texas, 75019, United States. too much gas. Same here. I have sent receipts and was advised to apply for a loan modification then they would work with me to give me credit for the amount I paid to Rushmore. Selene stated that the HAMP program was no longer available (I found out too late that they lied). Earth Day is not about one day but rather a specific reminder to alter our daily lifestyles to ensure our planet will be able to provide sustainable and pleasurable lifestyles for future generations. THEY WANT OUR PROPERTY. There was no supervisor and I was told to call back tomorrow morning. Every time I send them documents they request, they tell me they didnt receive them I had scanned and emailed them to the address that they gave me to use. Well funny thing is I no longer have this corrupt company for 3 years WebSettlement Website: Selene Finance Settlement Website. You can absolutely hold Selene Finance accountable for their actions while obtaining the mortgage solutions that you are seeking without a legal battle but there is always small claims court if you must battle legally (a minimal outlay of cash versus an attorney and doesnt require an attorney). (Filing fee $ 402 receipt number 0540 Philadelphia, PA 19101-8619. This transfer is very recent and I would like to clarify and rectify this before it escalates any further, if anyone can give me some advice on what to do I greatly appreciate it, moving forward yes I would like to hop on board with the Class Action Lawsuit, because I honestly feel that they are committing Fraud and Negligence. I don't see any option for automatic monthly withdrawal. What should we expect from this case? Unemployment or under-employment due to COVID-19, Caring for a family member who has been affected by COVID-19. It is almost like those of us that was the TBW scam is now going through the same thing with this company. So if I can speak to you on this matter, that will be great. They have been dragging a resolve for months. I think they are trying to avoid me to make me late so they can pull some of the crap that is listed above. Webselene finance grace period Company Profile. Imagine that. BOA said they sold my note. Dana. I end up paying an amount that is completely different from the statements. Thats where they should have contacted my attorney and the Trustee. I was never told about wiring before. I asked them why? The representative told me that as a service to their customers they had a repayment plan that I could do. I found out when I went to Bank of America to make a payment. So I got to keep my house and lose everything else I owned to keep it. I bought home in 2008 was switched to BOA after big fall out then loan was switched over to Selene finance. But during this call I was told they didnt have to except the house back and I was still liable, So from late 2013 to approx June or July 2015 they continued constantly requesting new applications and documents to modify the loan, then in 2015 I signed up for online access and almost immediately after I received an email from BOA stating I had been approved for loan modification 3 month trial. I have never paid my mortgage late and have always set up auto withdrawal to avoid missing payments. Nothing I guess. Because the loan is under water, we can't re-fi on our own. I have the same problem with selene finance with a transfer from Rushmore loan management there sister company. I was told that my ex husband needed to resign the new modification and he refused . When I explained about my chapter 13 she started transferring me to other departments. I found out on March 4th 2023 that my property would be auctioned off 5 weeks later, on April 19th 2023. Every time I call, my issues are answered professionally and resolved quickly. PLEASE Help I refused it based on the fact that they could not promise a refi much less give details on condtions of refi. please contact us in writing and indicate your preferred language at Selene, P.O. I would love to join the lawsuit as well. We have been in a "temporary" payment plan with Selene for more than two years, since they bought our loan from Citi. Filing 1 NOTICE OF REMOVAL by Wilmington Savings Fund Society, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST, Selene Finance, LP from 429th Judicial District Court, Collin County, TX, case number 429-02283-2021. I am a victim of Selene Finance also. WTH they told me interest. I've been in "negotiations" with them for over a year. They are VERY concerned. Hello Selene Finance customers, Box 8279 I have been trying to get a loan modification for three years and its nothing but ### from the last three companies that have owned or serviced my loan. I called next morning and asked a way to make payment. There are firm rules in place with regard to mortgage servicing and debt collection but you must know your rights in order to exercise your rights. I called them because there was no indication of the almost $30,000 anywhere on my statements and this was the first time I was even hearing about it. You may also be eligible for a forbearance if you are in an active Chapter 13 bankruptcy payment plan or if you previously received a discharge from personal liability and you have made voluntary mortgage payments following that discharge. WE ARE JUST OBJECTS. I have to amounts on my statement $40.000.00 and $25.000.00 I been in my home for 21 years I should owe about $20.000.00 or less. Please help. This is the kind of crap that pisses me off. I was on the phone for 40minutes. CFPB Was able to get new employment immediately. Required fields are marked *. Examples of such financial impact are: If you need help, you may qualify for relief by simply contacting Selene, requesting a forbearance and attesting to a COVID-19 hardship. I will pay my mortgage and you will never get my home. Thinking about natural disasters and other emergencies might not be pleasant, but being prepared protects you, your home and your loved ones. But I was told they wont take payment anymore and they wont stop the foreclosure process unless I pay reinstatement. I applied for a modification. I have a huge problem with Selene Finance with a transfer from Rushmore Loan Management. WebGM Financial does not offer a grace period, but heres how to find out when late fees will be assessed.Find more answers at our FAQ page. I was very upset about this. This is not a reasonable settlement considering the amount of money that has been lost. Basically you can pay into your forebearance program for 4 months only to be turned down for a refi. At the end of the forbearance period, you may need to seek a modification of your mortgage loan, your Chapter 13 plan, or both. When the company was able to get these borrowers into a loan modification program, they did not offer them a good deal. Try to find a lawyer that specializes in representing banks in foreclosers, that's what I've got and he knows ALL THE TRICKS! They negotiated the check on the 27th. I am forewarning you that you will in fact be homeless if you dont pay them exactly to the penny they provide you with an official reinstatement payoff statement that they receive at least 2 days prior to the sale date of your home. If you are not interested in retaining ownership of the home, the following options may be available to you as alternatives to foreclosure: Depending on the mortgage type, investor or government agency approval may be required for you to participate in one of these programs. I went thru all the steps to try and make this not happen. The storys up above are so much like my story. Maybe then Selene will wake up and smell the coffee! Hello, I received a loan in 2015 however I explain to them that I felt on really hard times. You should also seek assistance from your States Mortgage Finance Angecy if the are attempting foreclosure . Plaintiff Robin M. filed a class action suit against Selene Finance on May 5, 2020. Good luck to all of you. I completed a refinace last year with a mortgage company and they sold my loan to Selene. If you have a language preference other than English please contact us in writing and indicate your preferred language at Selene, P.O. I got an acceleration letter a couple days ago and have hired an attorney. I also need a referral in Kansas for a real estate title attorney. Company is unwilling and apparently unable to provide the customer with a pay off letter. She offered this service to me, I did not ask for any assistance. I was also offerred a forebearance program. At worst, Selens is a fraudulent and criminal company. Under the CARES Act you may be able to seek a forbearance and temporarily suspend monthly loan payments, provided that notice of the forbearance is filed with the court and served on the trustee and other parties in interest. According to the recent statement I received from them on January 31 2022 Im due for 6 payments which are absolutely wrong according to the loan modification offer, I have sent numerous emails with photos of the documentation to them on top of phone calls inquiring about my account getting updated the response is always we are in receipt of the documentation and we have to honor that offer , I havent received any returned communication from them at all. From conversations with my representatives, there may be an investigation of Selen by my state. All the representatives I talked told me they wont foreclose. I faxed and emailed them over and over. They keep sending my mail to the wrong address. What information do I need to know if I should be a part of the law suit against Selene finance. I hope there is a class action suit on this company, But I doubt it will happen. Please contact me. In the beginning they make you feel all warm and fuzzy inside (Yes that would be you Kevin) making small talk, calling you all the time, and assure you that their goal is to place you in a more affordable mortagage when apparently their attempt is to do an appraisal to find out how much equity exists in your home. P. O. Thank you. Once I finally got someone, she just raved about how great their company is even though the system wouldn't be updated until Monday with my account info. They enjoyed strong client relations with their brokers and agents, who were happy to work with them. My name is Victoria. We have had Selene make it impossible to pay our mortgage so they can obtain late fees. I don't understand why we were sold to them. Im not real savey on all this mortgage stuff i just make my payments and pray no one is ripping me off. We shopped around for Flagstar when we refinanced -- we always research every financial entity before choosing to do business with them. Dana Shafman Rushmore loan management is associated with selene finance and i had a bankruptcy chapter 7 that erased the back debt off the loan . The grace period, however, gives you until the 10th or the 15th to make a payment before youre considered late. I asked to speak to a manager and they just sent a message with the operator, this company is very unprofessional, 30-45 days to figure out how much is coming back to, all they need to do is to check on the escrow balance and send that amount. Had I not called to verify where I was at with the payments, I wouldnt even have known about the auction! She said wiring takes 24-48hours. This destroyed both out credit and since we had been reported we were unable to refinance. State Attorney General But they wont help me pay them moving forward, and intend to make it impossible for me TO pay for months so they can consider me in default. Now I am stuck with a 4.5% 40 year notestill in litigation 3 years laterThey are also charging corporate advance fees and clain I am in default anew (They cant decide which I should be payingold note and goofy unnecessary mod!) I paid Rushmore Loan Management more money than Selene is giving my credit for. Basically you can pay into your forebearance program for 4 months only to be turned down for a refi. I owe very little and am worried that somehow they will pull a fast one once my case is released within the last 12 months. In addition to charging the borrower, Selene finance also tried to charge fees to the broker and agent that were responsible for negotiating the original loan modifications. That should atleast show I have just cause. This was around the same time I was transitioning from a government job that had laid of hundred of people into another job. Webmike barnicle nantucket house selene finance grace period. 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